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Compound Interest Calculator

See how an investment or savings account grows over time with compound interest using the formula A = P(1 + r/n)^(nt). Enter your principal (starting amount), annual interest rate, time horizon in years, and compounding frequency — annually, semi-annually, quarterly, monthly, or daily. The calculator shows both the final amount and the total interest earned, with a full step-by-step breakdown of the formula substitution so you can follow along in your finance or pre-calculus coursework.

Formula

A=P(1+rn)ntA = P\left(1 + \frac{r}{n}\right)^{nt}
Where: A = final amount, P = principal, r = annual rate (decimal), n = compounds per year, t = years

Calculator

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